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Free Salary Calculator

Instantly convert your salary between hourly, daily, weekly, bi-weekly, monthly, and annual. Estimate taxes and take-home pay for 20+ countries, calculate overtime, and compare job offers side by side. The fastest way to understand your true earnings โ€” completely free, no sign-up required.

๐Ÿ”„ All Pay Periods๐ŸŒ 20+ Countries๐Ÿ“Š Tax Estimatesโฐ Overtime Calc๐Ÿ”€ Compare Offers๐Ÿ”’ 100% Private
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Powerful Salary Conversion Features

Everything you need to understand, compare, and plan your income with precision and confidence.

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Full Pay Period Conversion

Enter your salary in any format โ€” hourly, daily, weekly, bi-weekly, monthly, or annual โ€” and instantly see it converted to every other period. Customize your hours per week and weeks per year for precise results.

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20+ Country Tax Estimates

Get estimated tax rates and take-home pay for the US, UK, Canada, Australia, Germany, France, Japan, India, Singapore, and many more countries. Progressive tax brackets are applied automatically for accurate after-tax calculations.

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Overtime Calculator

Calculate overtime earnings with standard 1.5x and double-time 2x rates. Enter your overtime hours and see how much extra income you earn per week, month, and year on top of your base salary.

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Job Offer Comparison

Compare two job offers side by side with different pay structures. See which offer pays more on every time scale, factoring in different hours, overtime rates, and tax jurisdictions to make the right career choice.

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Visual Breakdown

See your salary split visually between take-home pay, tax, and overtime earnings. A clear breakdown bar and summary cards make it easy to understand exactly where your money goes at any pay period.

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Complete Privacy

All calculations happen in your browser. Your salary, tax, and income data are never sent to any server. No accounts, no tracking, no cookies. Your financial information stays on your device and nowhere else.

Who Uses This Calculator

From job seekers to business owners, our salary calculator helps anyone who needs to understand compensation.

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Job Seekers

Compare job offers with different pay structures. Convert hourly roles to annual equivalents and see which opportunity truly pays more after tax.

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Freelancers & Contractors

Set competitive hourly rates by understanding the annual equivalent. Factor in self-employment tax to ensure your rate covers your true cost of doing business.

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HR & Recruiters

Quickly convert between pay periods when discussing compensation with candidates. Ensure offers are competitive by comparing across different pay structures.

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Financial Planners

Help clients understand their income across different time horizons. Plan budgets based on accurate monthly and bi-weekly take-home pay figures.

Frequently Asked Questions

How do you convert hourly pay to an annual salary?

Multiply your hourly rate by the number of hours you work per week, then multiply by the number of weeks you work per year. The standard calculation uses 40 hours per week and 52 weeks per year. For example, $25/hour ร— 40 hours ร— 52 weeks = $52,000 annual salary. Our calculator lets you customize both hours and weeks for precision.

How accurate are the tax estimates?

Tax estimates use simplified progressive brackets based on each country's current tax structure. They provide a reasonable approximation for planning purposes but should not be used as exact tax calculations. Actual taxes depend on filing status, deductions, credits, state/provincial taxes, and other individual factors. Consult a tax professional for precise tax advice.

How does overtime calculation work?

Overtime pay is calculated at 1.5x your regular hourly rate (time-and-a-half), which is the standard in most jurisdictions. Enter the number of overtime hours you work per week, and the calculator shows your additional weekly, monthly, and annual overtime earnings separately from your base salary so you can see the full picture.

Can I compare two different job offers?

Yes! The comparison mode lets you enter two separate salary figures with different pay periods, hours, and even different countries for tax estimation. The tool shows a side-by-side breakdown so you can see which offer is better across every time scale โ€” hourly, daily, weekly, monthly, and annually โ€” both before and after estimated taxes.

Is my salary information private?

Yes, completely. All calculations happen locally in your browser using JavaScript. No salary data, tax information, or personal details are ever sent to any server. We don't use cookies, analytics, or tracking for the calculator. Your financial information stays entirely on your device.

What countries are supported for tax estimates?

Tax estimates are available for 20+ countries including the United States, United Kingdom, Canada, Australia, Germany, France, Japan, India, Singapore, Malaysia, South Korea, Netherlands, Sweden, Switzerland, Brazil, Mexico, New Zealand, Ireland, and more. Each country uses simplified progressive tax brackets for estimation.

What's the difference between gross and net salary?

Gross salary is your total compensation before any deductions โ€” the number in your job offer or contract. Net salary (take-home pay) is what you actually receive after income tax and other mandatory deductions are subtracted. Our calculator shows both figures so you can plan your budget based on what actually hits your bank account.

Can freelancers use this to set their hourly rate?

Absolutely. Enter your desired annual income, adjust weeks per year to account for unbillable time (vacation, sick days, admin work โ€” typically 46-48 billable weeks), and the calculator shows the hourly rate you need to charge. Factor in the higher tax estimate for self-employed individuals to ensure your rate truly covers your needs.

Understanding Your Salary: A Complete Guide

Understanding how your salary translates across different time periods is fundamental to financial literacy. Whether you're evaluating a job offer quoted as an annual figure, negotiating an hourly consulting rate, or budgeting based on your bi-weekly paycheck, the ability to convert between pay periods gives you a clearer picture of your true earning power and helps you make more informed career and financial decisions.

The Standard Salary Conversion Formula

The foundation of salary conversion relies on two key variables: hours worked per week and weeks worked per year. The standard full-time assumption is 40 hours per week for 52 weeks per year, giving 2,080 working hours annually. To convert an annual salary to hourly, divide by 2,080. To convert hourly to annual, multiply by 2,080. Monthly salary is the annual figure divided by 12, weekly is annual divided by 52, and bi-weekly is annual divided by 26 pay periods.

However, these standard figures don't apply to everyone. Part-time workers may work 20 or 30 hours per week. Some industries have standard work weeks of 35, 37.5, or 45 hours. And the effective weeks per year may be lower when accounting for unpaid vacation, holidays, or seasonal work. Our calculator lets you customize both variables for results that match your actual work situation.

Gross vs. Net: What You Earn vs. What You Keep

The distinction between gross and net salary is one of the most important concepts in personal finance. Your gross salary โ€” the headline number in a job offer โ€” is your total compensation before deductions. Your net salary, or take-home pay, is what actually arrives in your bank account after income tax, social security contributions, and other mandatory deductions are withheld by your employer or paid by you directly.

The gap between gross and net can be surprisingly large. In high-tax countries like Sweden or Denmark, effective tax rates can exceed 40-50% for above-average earners. Even in lower-tax jurisdictions, the combination of federal, state, and local taxes plus social contributions typically reduces take-home pay by 25-35%. Understanding this gap is essential when comparing offers, negotiating raises, or planning your monthly budget.

Comparing Job Offers: Beyond the Headline Number

When comparing job offers, the stated salary is just the starting point. An offer of $120,000 annually isn't directly comparable to a contract rate of $65 per hour without conversion. The hourly rate at 40 hours per week for 50 billable weeks equals $130,000 โ€” seemingly more. But contractors typically pay higher self-employment taxes, receive no benefits, and absorb periods without work. A thorough comparison requires converting both offers to the same time basis and accounting for these differences.

Our comparison mode simplifies this process by showing two offers side by side across all time periods. You can see the difference in hourly, daily, weekly, monthly, and annual terms simultaneously. When combined with country-specific tax estimates, the comparison reveals which offer delivers more actual take-home pay โ€” which is ultimately what funds your lifestyle and savings.

Overtime Pay and Its Impact

For hourly and many salaried workers, overtime represents a significant income opportunity. Under US federal law (FLSA), non-exempt employees must receive at least 1.5 times their regular rate for hours worked beyond 40 in a workweek. Some states and countries mandate double-time for certain conditions. Even a few hours of weekly overtime can substantially increase annual earnings โ€” 5 hours of overtime at time-and-a-half on a $25/hour base rate adds over $9,750 to your annual income.

Setting Freelance and Consulting Rates

Freelancers and independent contractors face a unique challenge: setting a rate that covers not just their desired income, but also self-employment taxes, health insurance, retirement savings, unbillable hours, and business expenses. A common rule of thumb is to calculate the hourly rate of a comparable salaried position, then multiply by 1.3 to 1.5 to account for these additional costs. Our calculator helps by letting you work backwards from your desired annual net income, adjusting for fewer billable weeks and higher effective tax rates.

International Salary Comparison

Comparing salaries across countries requires careful consideration of tax structures, cost of living, and purchasing power. A $100,000 salary in the United States has very different purchasing power than the equivalent in Singapore, London, or Mumbai. Tax structures also vary dramatically โ€” from flat tax systems in some Eastern European countries to highly progressive systems in Scandinavia. Our country-specific tax estimates provide a starting point for understanding how much of your gross salary you'll actually keep in different jurisdictions.

Privacy in Financial Calculations

Salary information is among the most sensitive personal data. Unlike cloud-based salary tools that may store your financial data on external servers, our calculator processes everything locally in your browser. No salary figures, tax estimates, or personal financial details are ever transmitted. This privacy-first approach is especially important for professionals who need to evaluate compensation packages confidentially, whether during job negotiations, internal promotion discussions, or personal financial planning.